Whole-picture illustration
Property portfolio, personal buy to lets, your home, business income, SSAS pension and household spending pulled into a single live view — no more spreadsheets in separate places.
Try it yourself — no code needed
Move the numbers and watch the whole picture change
Adjust a growth rate or switch between 5, 10 and 20 years on this sample plan. Nothing to sign up for — your own plan works exactly the same way with your figures.
Monthly budget tracker
Type your ownMoney in
- £
- £
- £
Money out
- £
- £
- £
- £
Change any figure and the forecast beside it updates straight away.
Projected net worth to 2036
- Today (2026)
- £200,000
- Net worth 2036
- £495,133
- Pension pot
- £72,105
- Cash built up
- £211,438
Illustration only — starting from a £200,000 position today, on sample growth and inflation assumptions. Your own plan uses your figures.
What the tool does
Six things your plan does, from the first figure you type to the twenty-year view.
Cash flow you can follow
A plain table shows exactly where money comes from each month — rent in, running costs, corporation tax, business income, salary — and what is left after your spending.
Forward projections
Choose a 5, 10 or 20 year horizon and see equity, cash built up, pension pot and total net worth roll forward on your own growth and inflation assumptions.
Future purchases modelled
Give any property or business a start month — including one you haven't bought yet — and the forecast picks it up from that month onward so you can test the timing.
Options laid side by side
Change a rent, a contribution, a growth rate or an expense and watch the whole picture move. It's a way to understand trade-offs before you commit to anything.
Your own private plan
Each client gets a private access code. Everything you type saves automatically, so you can come back and keep refining between conversations.
What you walk away with
The outputs — everything below is produced from your own figures and updates the moment you change an input.
- A clear statement of what you own, what you owe and your equity today
- Your true monthly surplus or shortfall after tax and running costs
- Pension pot projections including contributions, rent retained and growth
- Net worth trajectory over 5, 10 and 20 years
- A view of how a future purchase changes the picture
- A shared reference point for your next review conversation
How it works
- 01
You get an access code
We set up your plan and send you a code. No account, no password to remember, nothing shared with anyone else.
- 02
Fill in your income and spending
Start on the Income / expenses tab. Salary and other income sit above your household costs, and a running net position updates as you type.
- 03
Check the assets we've entered
Property values, lending, rents, running costs, business income and pension holdings are there to review, correct and add to.
- 04
Read the glance and test options
See where you stand today, then move the assumptions and horizons to understand what different choices could look like over time.
Who it suits
People whose money sits in more than one place — a limited company property portfolio, personal buy to lets, a trading business, a SSAS pension and a home — and who want one honest view of the whole thing rather than six part-views. It works just as well if you're deciding whether the next purchase stacks up, or simply want to know what your position looks like in ten years if nothing changes.
Where we draw the line
We do not give financial, tax or investment advice, and nothing here is a recommendation to buy, sell or hold anything. What we do is illustrate your figures clearly, explain the options that generally exist, and help you manage and understand your own position. Projections rely on the assumptions you set and will differ from real outcomes. For decisions with tax or regulatory consequences, please take advice from a qualified professional.
Frequently asked questions
Is this financial advice?
No. Sanro Forecast is an illustration and planning tool. It shows you the options that generally exist and helps you understand your own position, but it doesn't recommend that you buy, sell or hold anything. For decisions with tax or regulatory consequences, take advice from a qualified professional.
Is my data private?
Yes. Each plan is tied to a private access code that only you hold — no shared accounts. Your figures are used only to build your own forecast and are never shared with third parties.
Do I need an adviser to use it?
No. You can use it entirely on your own. It also works well as a shared reference point if you already work with an adviser.
Does it work for smaller portfolios?
Yes. The sample uses larger figures to show the full picture, but the tool works at any scale — from a single property and pension to a full limited-company portfolio.
What does it cost?
It's totally free to use.
Can I change or delete my figures later?
Yes. Everything saves automatically as you type, and you can update or clear your plan at any time.
Ready to see your full view?
Register with your email and we'll send you a private access code — your plan opens straight away and everything you change saves automatically.
Get in touch
Contact us
Have a question about your plan, or want to discuss whether Sanro Forecast suits your situation? Send a message and we'll come back to you.
Not financial advice. We only use your details to reply to this enquiry.